Health Insurance

NHID's mission is to promote a safe and competitive insurance marketplace through enforcing New Hampshire's insurance laws. We are dedicated to doing so honestly, effectively, and promptly.

New Hampshire residents can obtain health insurance through one of three options:

2022 Registered Marketplace Producer or 2023 Registered Marketplace Producer

Getting Health Insurance:

Navigating the System:

If You Have Problems With Your Coverage:

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For Those Who Have Disabilities:

If you have a disability, you may have certain protections available under the Americans with Disabilities Act (ADA) You can reach the ADA Technical Assistance Center at 1-800-949-4232 or the US Department of Justice (American Disabilities Act Division) at 1-800-514-0301 (voice) or 1-800-514-0383 (TDD).

Managing Your Costs:

  • NH Health Cost: Search cost estimates for medical and dental procedures at facilities across the state, by insurance company; find information on quality of care at hospitals and medical facilities; learn more about getting and using your insurance benefits.
  • A Guide to Managing Your Cost (NH HealthCost)

Senior Services (Including Medicare and Long Term Care)

COBRA and New Hampshire State Continuation Coverage

Self-Funded Employer Plans:

  • Self-Funded or Self-Insured Plan Appeals Frequently Asked Questions
  • If your plan is a "self-funded" benefit plan offered by an employer or bona fide union trust under a union contract, state insurance departments have no jurisdiction. Instead, you may file a complaint with the US Department of Labor Pension and Welfare Benefits Administration at 866-444-3272 or 617-565-9600.
  • If you are uncertain which type of benefit plan you have i.e., fully insured, self-insured, or self-funded you should contact your human resource department or your insurance carrier for clarification.

Government/Church Plans:

If your health plan is self-funded but offered through a government or church employer, follow the appeals procedures outlined in your benefit booklet and/or other plan documents. In most cases ultimate responsibility for resolving these disputes rests with the governing body of the employer sponsoring the plan. You should contact your employer’s human resources department for more information.

Additional Resources: