New Hampshire's Federally Facilitated Health Insurance Marketplace
The mission of the New Hampshire Insurance Department is to promote and protect the public good by ensuring the existence of a safe and competitive insurance marketplace through the development and enforcement of the insurance laws of the State of New Hampshire. We are committed to doing so in an honest, effective and timely manner.
The Marketplace (www.HealthCare.gov) is your source for federally regulated and subsidized health insurance. If you have questions about or issues with using the Marketplace and obtaining coverage, please call the federal government at (800) 318-2596. (Once you have coverage, please contact the Insurance Department with questions or concerns, at 1-800-852-3416 or (603) 271-2261, or by email at consumerservices@ins.nh.gov.)
Getting Coverage:
- Eligible participants can enroll during the Open Enrollment Period, which takes place annually Nov. 1 to Jan. 15. During this time, you can enroll in a plan through www.HealthCare.gov.
- Encuentre un seguro médico en CuidadoDeSalud.gov
- The only time you can enroll for insurance outside of the open enrollment period is if you qualify for a special enrollment period of 60 days following qualifying life events.
- Dates and Deadlines for HealthCare.gov Health Insurance
Consumer Fact Sheets:
Plans:
- Coverage is available through the Marketplace from three insurance companies:
- Ambetter from NH Healthy Families (underwritten by Celtic Insurance Co.); (844) 265-1278
- Anthem / Matthew Thornton Health Plans; (844) 304-8780
- Harvard Pilgrim Health Care of New England; (844) 213-1591
- To enroll in coverage through HealthCare.gov, use the site's plan-preview tool to determine whether you're eligible for financial assistance with your insurance coverage.
- Small Business Health Option Program (SHOP)
Resources:
- Marketplace Monthly Enrollment Report: (membership on the federally-operated New Hampshire Health Insurance Marketplace as reported by health carriers. Membership is unaudited and reflects enrollment by carrier, by product and by network for individual and small group Marketplace coverage.)
- Health Insurance Marketplace Calculator - the Kaiser Family Foundation's online tool that lets you estimate your eligibility for subsidies and how much you could spend on health insurance.
- FAQ's on the Affordable Care Act - the Kaiser Family Foundation's searchable index of questions about health insurance and the Marketplace
- Preguntas más frecuentes sobre seguros médicos
- New Hampshire Granite State Advantage Health Plan: Starting January 1, 2019, the NH Health Protection Program will become the Granite State Advantage Health Plan. Low-income NH residents may be eligible for low or no cost health coverage through GAHCP.
Find Enrollment Help:
- HealthCare.gov offers a "Find Local Help" tool that allows consumers to look up in-person help in their community.
- Free enrollment assistance is available through a Federal Navigator.
- Insurance producers (also called agents or brokers) can help you select a plan that works for your needs and your budget. Consumers do not pay for their services. They are able to recommend specific plans.
- If you are a licensed and appointed producer who believes his/her name is missing but you believe you should be on this list, you will need to verify with CMS. Once that information has been verified, you can check our state website at https://www.statebasedsystems.com/solar/index.html to verify that your license and appointment information is up to date.
- Coverage directly through the state's licensed insurance companies (or through a licensed agent or broker)
Rates:
If You Have Problems With Your Coverage: